MacWebCam lets you use a background image to add pizzaz to your webcam images.
Creating a Background Image
Find the "video capture size" that you're using for your webcam. This can be found in the "WebCam" menu, under "WebCam Setup…" in the "Picture Format" dialog.
Create a paint document (using your favorite paint or photo-editing program). The size of this document should contain enough room for your background image. It can be larger or the same size as video image. Use a background color of white.
Add a boarder or other art.
Crop the image to the proper size-- this should be as small as possible.
Save your image as a PICT file.
Adding a Background Image to your MacWebCam Document
Turn on the "Preview Window" from the WebCam menu, if not already showing.
Select "Background Image" from the "WebCam" menu.
Select "Custom Picture"
Choose a PICT file
Select a transfer mode
Change the pixel offset of the video image by trial and error, as needed.